Seal of the Michigan Housing Stabilization Fund

Michigan Housing Stabilization Fund

Housing relief · Wayne County & Detroit
Check your property →
A Michigan nonprofit corporation · 501(c)(3) application pending · Not a government agency

Behind on property taxes is not the same as out of options.

If your home is behind on property taxes in Detroit or Wayne County, a legal clock is already running — and the county's notices won't tell you what it really means. We will. In plain language, with every option on the table, including the ones that don't involve us.

Owners like you have walked away with $4,850 to $12,400 — cash, in about a week.

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Freeto find out where you stand March 31the deadline that matters 3ways forward, not one 7 daystypical closing, if you sell
Right now, the foreclosure year is running days until March 31 hours minutes

Every option is still open while the clock runs. After March 31, the county takes the property and the owner receives nothing.

The county calls it foreclosure. We call it a problem with a deadline.

Every year in Wayne County, homes are lost to tax foreclosure that could have been saved — because the notices are confusing, the deadlines are quiet, and nobody explains the exits. Here is the honest version:

Mar 31

The hard deadline. Until then, the taxes can be paid and the foreclosure stops. After that, the property goes to auction — and the owner receives nothing.

$0

What most owners receive after foreclosure — even when the county later sells the property for far more than the debt owed.

Sept

The first auction opens at the full amount owed. Later rounds sell homes for a fraction — to investors, not families.

Every door

Still open until the deadline. Paying it off, selling, or staying — the choice shrinks with the calendar, not before.

Your options — all of them.

We're a buyer, and we'll still tell you the truth: for many owners, the cheapest way out doesn't involve selling at all.

Option one

Pay it off yourself

The Wayne County Treasurer accepts full payment — and payment plans exist. If you can afford a plan, that's the cheapest way to keep your home. Start with the Treasurer's office, not with us.

Cheapest option
Option two

Sell on your terms

If keeping the property no longer makes sense, we can buy it — the taxes get paid off, you keep what's left, and you choose the closing date. No fees to you, no pressure to decide fast.

The option nobody else offers

Stay in your home

If this is where you live, there's a third path: the Fund pays off the taxes and you stay — as a tenant, or on a path back to ownership. Losing the house is not the only option.

The leaseback
Free · Private · No account needed

Check where your property stands, in plain language.

Enter your address and see what's owed, where the foreclosure process stands, and what your realistic options are — with dates, not threats. It takes about a minute and costs nothing.

Check your property

How we work.

Simple, fast, and in writing at every step.

Reach out — or just check first.

Use the free property check, or call or write us directly. No obligation, no sales pitch on the first call.

We lay out your real options, in writing.

Every situation is different: which tax years are involved, what the deadlines are, and what each path actually costs you. Including the paths where we don't make a dime.

You choose. We move at your speed.

If you sell to the Fund, closing typically takes seven days — or longer if you need it to. If you stay through a leaseback, the terms are in plain-language writing before you sign anything.

The taxes get paid. The clock stops.

Whatever path you choose, the goal is the same: the foreclosure ends and the stress ends with it.

Who we are.

The Michigan Housing Stabilization Fund is a housing nonprofit. Our work is keeping Michigan families anchored in their homes and neighborhoods — first in Detroit and Wayne County, where the foreclosure crisis has hit hardest.

We work alongside local and state partners — county treasurers, the City of Detroit, and Michigan's housing agencies — because the people best positioned to help a family stay in its home are the ones who already know the terrain.

We are not the county, not a debt collector, and not a law firm. We will never charge you a fee to find out where you stand.

Executive inquiry
Charles Will Hughley III
Executive Director

director@michiganhousingfund.org

2222 W. Grand River Ave, Ste. A
Okemos, MI 48864